Pays Off Your Mortgage
If something happens to you, the policy pays your remaining balance in full - tax-free. Your family keeps the house. Period.
Protect Your Family And Your Home With A Special Mortgage Protection Plan.
Homeowners are locking in mortgage protection starting at $43/month — no medical exam required.
Comparing rates from top-rated carriers
What Mortgage Protection Covers
Living Benefits Included
Coverage kicks in for cancer, stroke, and heart attack - not just death. You can access benefits while you’re still alive when you need them most.
No Medical Exam
Most homeowners qualify by answering a few basic health questions. No doctor visits. No blood work. No waiting weeks for results.
Your Rate Never Goes Up
The monthly rate you lock in today stays the same forever — no matter what happens to your health down the road.
Your Age Affects Your Rate — Every Year You Wait Costs More
Mortgage protection rates are based on your current age and health. The younger you are when you lock in, the lower your rate stays — permanently. Homeowners who check today see the lowest rate they’ll ever be offered.
How It Works
Enter Your ZIP Code
Tell us where your home is so we can match you with carriers in your state.
Answer A Few Quick Questions
Your mortgage balance, age, and basic contact details — one screen at a time.
Get Your Rate
We compare top-rated carriers and a licensed specialist calls you with your lowest available option.
Common Questions
Is this connected to my mortgage company or lender?›
No. This is voluntary personal life insurance — completely separate from your lender, your PMI, or your mortgage servicer. It protects your family, not the bank.
What if I already have life insurance?›
Many homeowners find their existing coverage falls short of their full mortgage balance. Checking your rate is free and takes 30 seconds — there’s no obligation to change anything.
Do I really not need a medical exam?›
Most applicants qualify by answering a few basic health questions online. No doctor visit, no blood draw, no long waiting period.
How fast can I get covered?›
Many homeowners are approved the same day they apply. Some policies offer coverage that starts immediately.